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Tata Capital is set to raise over ₹15,500 crore in its first IPO since 2023, with a price band of ₹310–326 per share. MD & CEO Rajiv Sabharwal says the company plans to deploy the funds across multiple “hero” products rather than a single segment, with housing leading the retail book, followed by consumer and SME lending. About 88–89% of the lending portfolio is retail, with unsecured loans accounting for just 11%, making the book granular and diversified. On concerns about unlisted shares bough
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