Your personal retirement number depends on your lifestyle goals, investment risk and desired retirement age, among other key factors ...

Christine Benz is director of personal finance and retirement planning for Morningstar. She is also the author of How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement. Email ...

As there’s no way to predict investment returns, inflation rates or longevity, the fear of running out of money in retirement is a real concern for most seniors. To help alleviate this fear, financial ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. Are you worried that you won’t have enough money to last ...

Retirement is often framed as the reward after decades of work. The alarm clock goes quiet, the schedule opens up, and time finally feels like it belongs to the people who earned it. For many ...

If you're spending time and energy on your retirement savings, that time and energy largely revolves around how to make those savings grow. "How much should I save?" "What accounts should I use to ...

Don’t panic yet.

$2.5M supports a secure upper-middle-class retirement at 4% withdrawal ($100K annually) but requires discipline and planning. An income-first portfolio split across dividend stocks, bonds and REITs ...

Individuals with a tax-deferred retirement account must take withdrawals called required minimum distributions (RMDs) beginning at age 73. RMDs are calculated by dividing the retirement account ...