Aly J. Yale is a contributor at Buy Side and an expert on real estate, mortgages, investing and home renovations. Of the many varieties of mortgage loans out there, the VA loan—a type of mortgage ...

Limited inventory and high interest rates dramatically cooled the housing market in 2022, with home sales falling nearly 18% from 2021, according to data from the National Association of Realtors. At ...

Having lived in several states, owning primary residences and investment properties, Josh Patoka uses his experience using mortgages and HELOCs to help first-time home buyers and home owners find the ...

In the U.S. housing market, competition for location, location, location has sent prices through the roof (not literally, but still: get an inspection). Buyers using VA home loans can feel good about ...

Rachel Witkowski is an award-winning journalist whose 20-year career spans a wide range of topics in finance, government regulation and congressional reporting. Ms. Witkowski has spent the last decade ...

VA loans are government-backed loans that help veterans, active-duty service members and surviving spouses buy or build a home. Conventional loans are backed by private sector lenders, such as banks, ...

The Department of Veterans Affairs will launch a new program in May designed to help veterans who are in financial dire straits to keep their homes. The Veterans Affairs Servicing Purchase program, or ...

Getting approved for a VA loan as a spouse of an active service member or veteran comes with specific requirements, and understanding the eligibility criteria is crucial to securing housing benefits.

USDA loans, a 0% down option for low and moderate-income buyers in rural and suburban areas, are on pause due to the ...

As the government shutdown stalls key housing programs, lenders are shifting tactics to keep loans moving and preparing for ...

Government home loans are mortgages issued by private mortgage lenders and insured by the federal government. There are several government agencies that offer mortgage programs, including the Federal ...