Mortgage underwriters are the fact-checkers of the home loan approval process, ensuring that the financial picture you portrayed in your application and the documentation you provided are accurate.

“The officer said, ‘You drinking?’ I said, ‘You buying?’ We just laughed and laughed.... It’s Friday morning and I need bail money.” No one ever struck it rich by keeping their money in a savings ...

What do dozens of decision-makers know that would lead them to invest in their origination technology in a market as tough as this one? What would you do if you knew the same? In Black Knight’s white ...

When you apply for a mortgage loan, you’re asking to borrow money from a lender. Lenders use the mortgage underwriting process to assess how risky it is to provide you with that loan. In the same way ...

Anytime you apply for a mortgage, you can expect someone to dig fairly deep into your financial situation. After all, the mortgage lender has to confirm you meet the criteria for the home loan you ...

There are many moving parts when it comes to applying for a loan. Each loan application consists of several stages, such as gathering required information and documents and assessing the applicant’s ...

Mortgages backed by the VA come with money-saving benefits for qualified military families, from competitive interest rates to 0% down payments. And in some cases, beneficiaries stand to save even ...

When comparing FHA and VA loans, the biggest differences come down to who qualifies and what you pay. An FHA loan is a government-insured mortgage available to most homebuyers wit ...

Amy Fontinelle is a freelance writer, researcher and editor who brings a journalistic approach to personal finance content. Since 2004, she has worked with lenders, real estate agents, consultants, ...

FHA and VA loans are two of the most popular government-backed mortgage programs for first-time homebuyers in the United States. Both loans offer advantages over conventional mortgages, but there are ...