For as long as most of us can remember, the 4% rule has been something of the gold standard around retirement. In 2026, ...

In our recent annual study on safe withdrawal rates, my colleagues Tao Guo, Jason Kephart, Christine Benz, and I looked into a variety of strategies that retirees can use to manage portfolio ...

Retirement planning isn’t just about saving money. Here’s how to approach it with strategy by aligning income, risk, taxes and lifestyle goals for long‑term security ...

One of the more underrated retirement strategies you can consider today is the Health Savings Account. Essentially, a tax-advantaged savings account that can help you pay for medical expenses like ...

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

The best retirement withdrawal method depends on what’s most important to you. That’s one of the conclusions from our recent annual study on safe withdrawal rates. Every spending method involves some ...

Recent research supports moving away from rigid withdrawal rates. Morningstar’s December 2025 analysis recommends a 3.9% starting safe withdrawal rate for new retirees with a 30-year horizon—not 4%.

One of the most common and emotionally loaded questions retirees ask is how long will my money last in retirement. It’s a ...

Market swings have added pressure with about half of recent retirees noting that volatility has prompted them to make changes to their portfolios, a higher share than among those who retired earlier.

The best retirement withdrawal method depends on what’s most important to you. That’s one of the conclusions from our recent ...