Ignore recent IRS changes and leave your retirement accounts alone. Just because it's legal to tap into them doesn't mean ...

Although employers have been allowed since 2024 to offer two new emergency savings options tied to 401(k)s, few have done so.

401(k) plans are governed by the Internal Revenue Code (IRC) and the Employee Retirement Income Security Act (ERISA). Under Internal Revenue Code Section 401(k) (IRC §401(k)), contributions to ...

Americans save their whole lives to get to retirement age. And when the time comes, it's common to rely on 401(k) and monthly Social Security payments to get by. And while both can be helpful, it's ...

President Donald Trump said he's not in favor of using 401(k) money to buy houses, despite one of his top economic advisors saying such a plan was in the works.

A 401(k) is an employee-sponsored retirement plan offering tax advantages. You contribute a chosen percentage of your income, which is then automatically withheld from each paycheck by your employer ...

A fresh new year is upon us, and 2026 brings with it five major changes to 401(k) retirement plans. These changes will impact millions of Americans, mainly for the better. These updates are a result ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. For millions of Americans, a 401(k) is the primary ...

Does it make good financial sense to raid your retirement for a home purchase?

If you have a large 401(k) balance, you’re in a good position heading into retirement. Far too many people have too little saved, and given that Social Security replaces only 40% of income, having ...

The funds you stash in your 401(k) plan are intended for your future retirement. But sometimes life throws you a curveball, and you need money fast. In those cases, you may be able to tap into your ...