Different negotiation strategies have advantages and drawbacks. Understand their impact before contacting your card issuer. Many or all of the products on this page are from partners who compensate us ...

Americans are carrying significant credit card debt from month to month. The typical balance is now $6,300, up nearly $1,000 from two years ago. And with the average card interest rate hitting 23%, ...

Credit card companies may settle debts for less than the full balance, but the percentage varies widely. Here's why.

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Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Before you start the negotiation process, make sure you know what offers to make (and the factors to consider).

"Debt relief" is a broad term, and it can refer to everything from negotiating with your creditors on lower rates and fees to ...

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If you find yourself in too much debt to keep up with, you might be able to negotiate with your credit card issuer to settle some of your debt. Debt settlement works by negotiating with an issuer ...

If you’re struggling with high interest rates or mounting credit card debt, learning how to negotiate with credit card companies can help you save money and regain control of your finances. Many ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...