A half-point dip may not be enough to offset closing costs. Here's the magic number that makes refinancing pay off.

As far as taking advantage of lower rates to refinance your mortgage, Romans suggests the general rule of waiting for a 1-2% drop from your current mortgage rate. If it's only a fraction of one ...

Demand for adjustable-rate mortgages (ARMs) is growing as interest rates on conventional home loans surge and as people seek an affordable on-ramp for buying a home. The average interest on a 30-year ...

Maryland has a deregulated electricity market, meaning you can choose your electric supplier. That has its pros and cons when it comes to electricity rates. Here's how to make the most of your choice.

The US Energy Information Administration’s monthly reports generate a very “noisy” dataset, meaning the state-by-state electricity rates fluctuate a lot Governor Chris Sununu bragged last week about ...

If you live in the Pine Tree State, you get to choose your own energy supplier. Here's what you need to know before changing your provider in Maine. Chi Odogwu is a digital consultant, professor, and ...

AND THEY HAVE 34 MEETINGS THIS WEEK. WELL, IF YOU ARE A CUSTOMER OF SMUD, YOUR ELECTRICITY BILL IS LIKELY GOING TO GO UP. AND THAT’S BECAUSE THE SACRAMENTO MUNICIPAL UTILITY DISTRICT IS PROPOSING A ...